Payment & Pet Insurance at Ashby Animal Clinic

At Ashby Animal Clinic, we believe quality veterinary care should never be out of reach. Whether you’re here for a routine checkup or a more complex procedure, we want to make payment straightforward and stress-free so you can focus on what matters most—your pet’s health and happiness.

We accept a variety of payment options, including all major credit cards, and proudly support the use of pet insurance and third-party financing through CareCredit to help make veterinary costs more manageable.

woman with her dog paying for veterinary bills on her laptop

Flexible Financing for Pet Health Needs

Unexpected vet visits happen—and sometimes they come with unexpected expenses. That’s where CareCredit can help. This medical credit card offers short-term financing for veterinary services, with promotional no-interest options if paid in full within the agreed timeframe.

CareCredit is ideal for emergency surgeries or treatments, dental procedures, diagnostic testing and chronic care, wellness visits, and parasite prevention. You can apply online ahead of time or in our office during your visit. The application process is quick, and approval often happens within minutes. Apply for CareCredit here.

For added flexibility, Ashby Animal Clinic also accepts Scratchpay. Scratchpay offers simple, transparent payment plans with no hidden fees or deferred interest. Applications are quick, with no impact on your credit score, and most clients receive instant approval. Scratchpay makes it easier to manage veterinary costs by offering a variety of payment options to fit your budget. Learn more and apply for Scratchpay here.

Understanding Pet Insurance

Pet insurance can help reduce the financial burden of unexpected health issues and give you peace of mind knowing you’ll always be able to make the best medical decisions for your pet. Coverage varies, so we encourage you to compare providers and policies to find what works best for your budget and your pet’s health needs. Enrolling your pet while they’re young and healthy can help ensure more comprehensive coverage over time.

Most plans allow you to visit any licensed veterinarian, including us, and then submit a claim for reimbursement. Some providers, like Trupanion, offer vet-direct pay, where they pay their portion of the invoice up front, without you needing to cover the entire bill and wait for reimbursement.

Let’s Make Care Work for You

We understand that financial planning is part of responsible pet ownership, and we’re here to help you navigate your options. If you ever have questions about payment, CareCredit, or using pet insurance at our animal hospital, don’t hesitate to ask. Our team is always happy to walk you through the process and make care as accessible as possible.

Want to learn more or ask about a specific provider? Give us a call today—we’re here to help!

Call (540) 433-9174